Scan a UPN, SEPA or LOVE QR code from any invoice and pay instantly with LOVE, USDL or EURL. 1.5% fee. 2% cashback. Zero bank delays.
1.5%
Fee
2%
Cashback
4+
QR Formats
Instant
Settlement
Open LOVE Pay → 'Bill QR' tab. Scan with camera or upload a photo.
Recipient, IBAN/address, amount and reference are extracted instantly.
Pay with LOVE, USDL or EURL. Auto-convert if balance is short.
1.5% fee, 2% LOVE cashback, instant settlement on the ledger.
Far below traditional bank wire fees (3–8%).
Earn LOVE on every bill you pay. Stack with Army XP.
No 3-day SEPA waits — internal ledger transfer in seconds.
Every payment recorded on-ledger with reference codes.
UPN, EPC SEPA, LOVE Pay & Stellar — one scanner for all.
Pay any IBAN — Wirex partner integration coming soon.
Slovenian universal payment order — utility bills, rent, taxes.
European SEPA QR standard — invoices across the EU.
Native lovepay: URIs for instant merchant payments.
Direct Stellar addresses & web+stellar:pay links.
Soon you'll be able to pay any utility, tax or invoice — even to recipients without a LOVE wallet — through our Wirex partnership. Your crypto becomes their EUR, automatically.
Turn your LOVE balance into a universal bill-payment tool. Every scan earns rewards.